Personal Lines / Property & Casualty

Secure Your Personal Future: Safeguard Your Success with Insurance

Protecting Your Assets and Reducing Risks with Reliable Property & Casualty Coverage

Insuring your personal future is important to

Provides professional compensation
Cover against electronic crime
Cover assets from unexpected calamities

Understanding the Basics of Property and Casualty Insurance

Property and Casualty insurance, or P&C insurance, is crucial in safeguarding individuals and businesses from unexpected financial losses resulting from property damage, liability claims, and other unforeseen events. We provide comprehensive P&C insurance solutions tailored to your unique needs at Arabia Insurance.

 

Property Insurance

FIRE INSURANCE

Covers buildings and contents against fire and lightning. It may be extended to cover storm, tempest, flood, rainwater, bursting of pipes and overflowing of water tanks, earthquake, explosion, impact, malicious damage, riot, strike and burglary. It can also be extended to cover insured's legal liability towards third party and neighbours for material damage. 

 

PROPERTY ALL RISKS INSURANCE

Covers buildings and contents against all accidental and physical damages or losses except those explicitly excluded in the relative policy. It can be extended to cover insured's liability towards third party and neighbours for material damages.

Liability Insurance

THIRD PARTY LIABILITY INSURANCE

Covers the legal liability of insured towards third parties in respect of bodily injury and/or property damage arising out of his activities within the specified premises.

 

PROFESSIONAL INDEMNITY INSURANCE

Covers the insured against the legal liability arising out from any negligence, error or omission committed during the period in the conduct and execution of their professional activities. 

 

MEDICAL MALPRACTICE

Medical malpractice insurance is a type of professional liability insurance that covers healthcare professionals against claims of injury and medical negligence.

General Accident Insurance

WORKMEN'S COMPENSATION

Covers the legal liability of the employer against death or injuries to his employees which they sustain in the course of their employment.

 

CASH IN SAFE 

Provides security for cash money locked in a safe following double forcible entry burglary (on the premises as well as to the closed safe itself). 

This type of coverage is commonly incorporated into a business owner's insurance policy.

 

Engineering Insurance

CONTRACTORS’ ALL RISKS INSURANCE

Offers comprehensive protection against loss or damage in respect of contract works, construction plant, equipment and machinery as well as against third party claims in respect of property damage and/or bodily injury in connection with the execution of a construction project. 

 

ERECTION ALL RISKS INSURANCE

Offers comprehensive protection against all the risks involved in the erection of machinery, plant and steel structures of any kind, as well as third party claims in connection with the execution of an erection project. 

Financial Lines

Professional Indemnity (Financial Institutions)

Tailored to best suit your business, providing coverage in the event of a claim arising from professional negligence in the performance of services.

 

Directors' and Officers' Liability (D&O)

Difficult decisions can often lead to unexpected outcomes. This covers your personal assets and the liability of directors, officers, and senior managers against claims arising from actions or decisions made in their capacity as leaders and decision-makers.

 

Banker's Blanket Bond (BBB)

A special form of bond designed to ensure your banking partners against loss from employee dishonesty, robbery, larceny, theft, forgery, misplacement, and certain other perils.

 

Electronic & Computer Crime Coverage

Designed to complement insurance available under Bankers Blanket Bond. This covers you for fraudulent input of electronic data or computer instructions into your computer, by unauthorized access to a bank's communication lines, or by fraudulent preparation of tapes or computer programs.

Our reliable
reputation

8

Countries of operation

80+ Years

of regional expertise

95%

Claim settlement

BBB-

Strong issuer credit

B+

Solid financial rating

Why Select
  Arabia Insurance?

Customized Payment Options to Align with Your Company Policy 

Flexibility in payment terms to suit your company policy is valued. Customized payment options are offered to accommodate various business requirements.

Efficient Collection & Delivery Services

Efficient fleet management is crucial for business operations. Streamlined collection and delivery services are offered, facilitating convenient handling of your fleet insurance requirements.

Dedicated Call Center Support

The professional call centre operates to address your inquiries and provide assistance during the claims process. Prompt and reliable support is prioritised to resolve any concerns.

We're here to help you.

Contact one of our advisors to walk you through our insurance plans and help you make the right decision.

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We’ve got you covered

We’ll tell you everything you need to know about insurance plans.

Property & Casualty Insurance, or P&C Insurance, covers property damage and liability risks.

P&C Insurance covers many risks, including damage to property, theft, liability claims, and legal expenses resulting from accidents.

P&C Insurance can cover various properties, such as homes, Industrial commercial buildings, rental properties, and personal belongings.